Selecting Your Cover

REX One Trip Travel Insurance

REX One Trip Travel Insurance has 5 plans for you to choose from :

Plan Types Covered Locations under each Plan
Worldwide ex. Cuba All worldwide locations (excluding Cuba). You must select this geographical region if more than 20% of Your Journey is in the Americas and/or Africa.
Worldwide ex. the Americas, Africa & Cuba UK, Europe, Japan, Hong Kong, China, the Middle East, and Indian Sub-Continent and locations covered by Plans South East Asia, New Zealand/Pacific Islands and Domestic.*
South East Asia South East Asia and locations covered by Plans New Zealand/Pacific Islands and Domestic.*
New Zealand/Pacific Islands New Zealand, Indonesia, South West Pacific and locations covered by Plan Domestic.*
Domestic Australia only

* Covered locations include the Americas (excluding Cuba) and Africa if less than 20% of Your Journey occurs in the Americas and/or Africa.

You can be covered for journeys of up to 6 months under the REX One Trip Travel Insurance.

If you're travelling more than once per year, you may want to consider obtaining a quote for the REX Annual Travel Insurance. Annual Travel Insurance policy starts from $425 for Worldwide Plan.

REX One Trip Travel Insurance (International plans) has 3 levels of cover to choose from:

  • Essentials
  • Premium
  • Elite

REX One Trip Travel Insurance (Domestic Plan) is also available and has 2 level of cover:

  • Essentials
  • Premium

You will also need to select either Single Cover or Joint Cover:

Who can be Covered
Single Cover Cover for the Insured and Dependent Children and two (2) other Unrelated Children provided they are travelling with the Insured on a Journey.
Joint Cover Cover for the Insured and Spouse/Partner and Dependent Children and two (2) Unrelated Children provided they are travelling with the Insured on a Journey.
Dependent Children and two (2) Unrelated Children are covered for free when the Insured purchases this Policy. There is no restriction on the number of Dependent Children covered, but all Dependent Children and Unrelated Children must be named on the Policy.

The maximum benefit amount We will pay for claims by You (the Insured) and any other persons covered (including Dependent Children and Unrelated Children) is twice the benefit shown in the table below.
Summary of Benefits

The following Table summarises the benefits we can provide. Please refer to the REX One Trip Travel Insurance Policy Wording and Product Disclosure Statement (PDS) for detailed descriptions of the cover and the terms, condition and exclusions.

Maximum benefit limits apply, as summarised in this Table. Where specified, sub limits also apply.

If You are travelling with Dependent Children and/or two (2) Unrelated Children on either Single or Joint Cover, the maximum benefit amounts We will pay for claims by You and any other persons covered (including the Dependent Children and/or two (2) Unrelated Children) is twice the benefit shown in the table below.

The references to Sections is to the relevant Section in the PDS

Summary of Benefits Table – International Plans
Schedule of Benefits
Essentials premium Elite
1) Overseas Medical and Dental Expenses
(please refer to section 1)
Unlimited Unlimited Unlimited
2) Additional Expenses
2.1 Resumption of Journey (sub limit)
2.2 Special Events (sub limit)
2.4 If You Die (sub limit)
(please refer to Section 2)
Unlimited
$3,000
$2,000
$10,000
Unlimited
$3,000
$2,000
$10,000
Unlimited
$3,000
$2,000
$10,000
3) Loss of Deposits and Cancellation Charges
Travel Agent's Cancellation Fee (sub limit)

(please refer to Section 3)
$10,000

Lesser of $750 or 15% of the refundable amount
$15,000

Lesser of $750 or 15% of the refundable amount
Unlimited

Lesser of $750 or 15% of the refundable amount
4) Luggage and Travel Documents
4.1 Loss, Theft or Damage
  a) Item Limit (each item)
  b) Video & Electrical Equipment (sub limit)

4.2 Delayed Luggage Allowance
  a) More than 24 hours (sub limit)
  b) More than 72 hours (sub limit)
(please refer to Section 4)
$5,000

$500
$3,500


$250
$750
$10,000

$1,000
$3,500


$500
$1,000
$30,000

$1,500
$3,500


$750
$1,500
5) Replacement of Money
(please refer to Section 5)
- $200 $200
6) Rental Vehicle Excess
(please refer to Section 6)
- $3,000 $5,000
7) Travel Delay Accomodation
(please refer to Section 7)
$250 $500 $1,500
8) Flight Delay
a) More than 4 hours
b) More than 12 hours
(please refer to Section 8)

-
-

$100
$200

$150
$300
9) Cash in Hospital
a) Daily Amount
b) Maximum Amount
(please refer to Section 9)

$100
$5,000

$100
$10,000

$150
$15,000
10) Public Transport Hijacking and Kidnapping
a) Daily Amount
b) Maximum Amount
(please refer to Section 10)


$1,000
$15,000


$1,000
$15,000


$2,000
$30,000
11) Personal Liability
(please refer to Section 11)
$2,000,000 $3,000,000 $5,000,000
12) Accidental Loss of Life & Permanent Loss
Maximum amount for Dependent and/or Grandchildren and/or Unrelated Children:
  a) Accidental Loss of Life
  b) Permanent Loss
(please refer to Section 12)
$20,000


$1,000
$10,000
$25,000


$1,000
$10,000
$50,000


$1,000
$10,000
13) Credit Card Balance
(please refer to Section 13)
- - $2,500
14) Legal Expenses
(please refer to Section 14)
- - $5,000
Summary of Benefits Table – Domestic Plans
Schedule of Benefits
Essentials Premium
2) Additional Expenses
2.1 Resumption of Journey (sub limit)
2.2 Special Events (sub limit)
2.4 If You Die (sub limit)
(please refer to Section 2)
$15,000
$3,000
$2,000
$10,000
$15,000
$3,000
$2,000
$10,000
3) Loss of Deposits and Cancellation Charges
Travel Agent's Cancellation Fee (sub limit)
(please refer to Section 3)
$10,000

Lesser of $750 or 15% of the refundable amount
$15,000

Lesser of $750 or 15% of the refundable amount
4) Luggage and Travel Documents
4.1 Loss, Theft or Damage
  a) Item Limit (each item)
  b) Video & Electrical Equipment (sub limit)

4.2 Delayed Luggage Allowance
  a) More than 24 hours (sub limit)
  b) More than 72 hours (sub limit)
(please refer to Section 4)
$2,000

$500
$1,000



$500
$1,000
$5,000

$1,000
$1,500



$500
$1,000
6) Rental Vehicle Excess
(please refer to Section 6)
- $3,000
7) Travel Delay Accomodation
(please refer to Section 7)
- $850
11) Personal Liability
(please refer to Section 11)
$200,000 $200,000
12) Accidental Loss of Life & Permanent Loss
Maximum amount for Dependent and/or Grandchildren and/or Unrelated Children:
  a) Accidental Loss of Life
  b) Permanent Loss
(please refer to Section 12)
$20,000


$1,000
$10,000
$25,000


$1,000
$10,000
Important Information about Travel Insurance
You are not aware of any circumstance which is likely to give rise to a claim before You take up this insurance.
You are a resident of Australia and will be returning to Your Home at the completion of the Period of Insurance.
Cover is available for Journeys taken during the Period of Insurance, subject to your Policy terms, conditions and exclusions. Please note that some benefits are not available for domestic Journeys or parts of Journeys.
Journey means the period commencing at the time You leave Your Home to start Your journey and ceasing at the time You return to Your Home, provided the journey:
  1. commences while this Policy is in force; and
  2. has either an interstate or overseas destination or, if intrastate (i.e. within the State You normally reside) involves You travelling more than a one-hundred (100) kilometre radius from Your Home.
Your journey must not be greater than 6 months.
Age Limit:

Adults - From eighteen (18) years of age, up to and including sixty nine (69) years of age. However, You will be covered if You are seventy (70) years of age, provided You commenced the Journey before Your seventieth (70th) birthday.

Dependent Children and Unrelated Children - up to and including eighteen (18) years of age, or twenty-one (21) years of age if full-time students at an accredited institution of higher learning.
Medical expenses for treatment and services rendered in Australia are not payable under this policy.